HostedPCI – Blogs

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HIPAA vs PCI: Why Medical Clinics Need Both to Truly Protect Patient Data

Most medical clinics believe that being HIPAA compliant means their patient data is secure. But here’s the uncomfortable truth: HIPAA does not protect payment data. If your clinic accepts credit or debit cards, online, over the phone, or in person, you are also subject to PCI DSS, a completely separate compliance standard with different rules, risks, and penalties. And most clinics are unknowingly failing it.
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Zero-Trust Payment Architecture: How to Secure Checkout in 2026

In 2026, most payment breaches don’t happen because companies lack firewalls, encryption, or PCI compliance. They happen because payment systems are still built on trust-based assumptions that no longer match how modern attacks work. Attackers don’t break into servers. They slip into JavaScript, APIs, plugins, call-center tools, and third-party integrations, quietly intercepting payment data long before it ever reaches a gateway.
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Stopping E-Skimming in 2026: PCI DSS Controls That Actually Protect Your Checkout

E-skimming attacks don’t break into servers. They hijack the checkout; quietly, invisibly, and often for months before anyone notices. In 2026, despite stronger standards and better tooling, e-skimming remains one of the most common causes of payment data breaches. The reason is simple: many merchants still rely on monitoring controls, not risk-eliminating architectures.
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Payment Security Should Empower Merchants, Not Penalize Them

Too often, payment security comes with hidden fees, unnecessary limitations, and locked-down data, leaving merchants paying more while controlling less. At HostedPCI, we believe core security capabilities should be standard, not upsells. Here’s what that means for our merchants.
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OmniToken: A Step Toward Universal Payment Tokenization

In the constantly evolving world of digital payments, tokenization continues to play a key role in keeping sensitive data secure while improving payment flexibility and customer experience. One of the most interesting developments coming to the payments space this year is Worldpay’s OmniToken, a feature designed to give merchants the ability to use a single, transferable token across multiple Worldpay gateways.
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How Enterprises Can Maintain Control Over Their Payments While Staying PCI Compliant

For enterprise organizations, payments are more than just transactions; they’re a strategic advantage. Owning your payment data and managing how it flows across gateways gives you leverage, flexibility, and insight. But with that control comes one major obstacle: PCI DSS compliance.
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Modernizing IVR Payment Flows: How Enterprises Can Reduce Friction

This year, HostedPCI has seen a marked increase in enterprise leads seeking IVR (Interactive Voice Response) payment solutions. Enterprises are no longer satisfied with traditional, rigid IVR systems. Instead, they want customizable flows that fit their business processes, enhance customer experience, and ensure PCI compliance when handling sensitive payment details.
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Why Redundancy in Payment Data Vaulting is Critical for Enterprises

For enterprises handling millions of transactions, sensitive payment data is the lifeblood of operations. Yet too often, businesses store this data with a single provider. While convenient in the short term, this creates serious risks. If the provider experiences downtime, data corruption, or a compliance issue, the enterprise is left vulnerable. Even worse, if the provider’s costs or terms become unfavorable, switching vendors becomes a long and risky process.
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Missed Revenue: Why Limiting Your Payment Channels Costs Enterprises More Than You Think

For enterprise businesses, optimizing the customer journey is more than just creating a seamless web checkout. Every client interaction, whether on your website, on the phone, or through text, is an opportunity to secure revenue. Yet too many organizations restrict payment collection to one channel: the online checkout.