File Dispatch

HostedPCI is proud on being able to fit every Merchant’s needs and for that reason, we realized that there were certain Merchant who required the ability to send files which contain credit card and customer information over to a third party SFTP location for either a partner or processor to grab the file for processing. To better accommodate these types of Merchants, HostedPCI worked off of our XML Message Dispatch solution in order to create our File Dispatch solution.

Merchants can gather the credit card details through the HostedPCI and IVR over an extended period of time along with collecting the customer information and create a file on their side with the Token which is provided back to the Merchant and once they are ready they can send that file through HostedPCI and over to the SFTP location specified by the Merchant for the processor to collect the information for transactions.

HPCI File Dispatch Flow

Batch files are encrypted using PGP encryptions and sent over a secure TLS 1.2 connection. SFTP transfer of data ensures that no data breach occurs since the data is encrypted while being transferred and at rest. Since the merchants have the flexibility to choose and configure the designated SFTP location, it takes the security one step further since they can set the specific permissions and configurations for every individual user.  By utilizing this solution Merchants can become PCI compliant easier without the huge costs and questionnaires required when completing PCI DSS compliance themselves. For more information on how this solution can work for you please contact us either by phone or through our contact form. If you would like to review more technical information on this solution please visit our documentation page.

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