E-skimming attacks don’t break into servers. They hijack the checkout; quietly, invisibly, and
often for months before anyone notices. In 2026, despite stronger standards and better tooling, e-skimming remains one of the most
common causes of payment data breaches. The reason is simple: many merchants still rely on
monitoring controls, not risk-eliminating architectures.
Too often, payment security comes with hidden fees, unnecessary limitations, and locked-down data, leaving merchants paying more while controlling less. At HostedPCI, we believe core security capabilities should be standard, not upsells. Here’s what that means for our merchants.
In the constantly evolving world of digital payments, tokenization continues to play a key role in
keeping sensitive data secure while improving payment flexibility and customer experience.
One of the most interesting developments coming to the payments space this year is
Worldpay’s OmniToken, a feature designed to give merchants the ability to use a single,
transferable token across multiple Worldpay gateways.
For enterprise organizations, payments are more than just transactions; they’re a strategic advantage. Owning your payment data and managing how it flows across gateways gives you leverage, flexibility, and insight. But with that control comes one major obstacle: PCI DSS compliance.
This year, HostedPCI has seen a marked increase in enterprise leads seeking IVR (Interactive Voice Response) payment solutions. Enterprises are no longer satisfied with traditional, rigid IVR systems. Instead, they want customizable flows that fit their business processes, enhance customer experience, and ensure PCI compliance when handling sensitive payment details.
For enterprises handling millions of transactions, sensitive payment data is the lifeblood of operations. Yet too often, businesses store this data with a single provider. While convenient in the short term, this creates serious risks. If the provider experiences downtime, data corruption, or a compliance issue, the enterprise is left vulnerable. Even worse, if the provider’s costs or terms become unfavorable, switching vendors becomes a long and risky process.
For enterprise businesses, optimizing the customer journey is more than just creating a
seamless web checkout. Every client interaction, whether on your website, on the phone, or
through text, is an opportunity to secure revenue. Yet too many organizations restrict payment
collection to one channel: the online checkout.
When it comes to checkout, one size doesn’t fit all. Customers often want the flexibility to split payments, whether between two credit cards or across multiple individuals. Unfortunately, most payment systems don’t support this natively, leaving merchants with added compliance risk and technical headaches.
Enterprises with complex payment journeys—especially in industries like travel, tourism, and subscriptions—need more than a standard checkout solution. When it comes to payment authentication, 3D Secure (3DS) is essential for reducing fraud and ensuring compliance, but rigid implementations can disrupt the user experience or break operational flows.HostedPCI offers a different approach: custom 3DS flows built around your infrastructure, not ours.