About World Pay:

Our story started in 1989 with the launch of Streamline. The business at this point was a simple UK-based electronic payment provider that focused on point of sale transactions.

Worldpay emerged later as one of the first online payment companies in the UK. And in 2002, RBS brought them together – though they continued to operate as separate brands.

Over the next eight years, the business continued to grow organically with the acquisition of Lynk, TrustMarque International, Bibit, and Cardsave.

By 2010, Worldpay had become the largest merchant acquirer in Europe – and one of the largest globally.

Merchants who collect and store their shoppers’ payment details on their own platform can use the XML Direct model as an effective payment-processing gateway. With this model, the
The merchant collects both order and payment details and then communicates the relevant payment details on a per order basis with WorldPay, for processing.
The benefits of using the Direct Method for the merchant include being able to retain full control over the payment process and also the payment pages displayed to shoppers.
However, for this method to work successfully, it is important that the merchant ensures their own system operates within a secure environment so that payment details, which they collect and store, are protected. In view of the cost involved in establishing appropriate security
measures, this model only applies to merchants with established high transaction volumes.

Implemented Features:

Feature	Level of Support
Auth	Implemented
Sale (Auth+Capture)	Implemented
Capture	Implemented
Void	Implemented
Credit	Implemented
Send XML	Implemented
3DS 2 Full Integration	Implemented
Credentials on File	Implemented

Authentication and Security Credentials:

• Username
• Password

Supported Parameters:

Key Name	Format	Mandatory	Descriptions
apiVersion	Numerical	Required	“1.0.1”
apiType	Alphabetical	Required	“pxyhpci”
userName	Alphanumeric	Required	API Username
userPassKey	Alphanumeric	Required	API PassKey
pxyCreditCard.creditCardNumber	Numerical	Required	HostedPCI Token Representing Credit Card
pxy.CreditCard.cardCodeVerification	Numerical	Optional	HostedPCI Token Representing CVV Code
pxyCreditCard.expirationMonth	Numerical	Required	Expiration month with 2 digits for example, for December use “12”
pxyCreditCard.expirationYear	Numerical	Required	Expiration year with 4 digits for example, for 2025, use “2025”
pxyTransaction.txnCurISO	Alphabetical	Required	3 letter ISO Currency Code for example, “USD” or “CAD”
pxyTransaction.txnAmount	Numerical	Required	Amount to Authorize, for example for $10.50 use 10.50
pxyTransaction.merchantRefId	Numerical	Required	Merchant reference number can be order id or invoice id
pxyTransaction.txnPayName	Alphanumeric	Required	HostedPCI payment profile name, for example “DEF”
pxyTransaction.txnComment	Alphabetical	Optional	Short comment
pxyCustomerInfo.email	Alphanumeric	Optional	Customer’s Email Address
pxyCustomerInfo.customerIP	Numerical	Optional	Customer’s IP Address
pxyCustomerInfo.sessionId	Numerical	Optional	World Pay Session ID
pxyCustomerInfo.billingLocation.firstName	Alphabetical	Optional	Customer’s First Name
pxyCustomerInfo.billingLocation.lastName	Alphabetical	Optional	Customer’s Last Name
pxyCustomerInfo.billingLocation.address	Alphanumeric	Required	Customer’s Billing Address
pxyCustomerInfo.billingLocation.city	Alphabetical	Required	Customer’s Billing City
pxyCustomerInfo.billingLocation.zipCode	Numerical	Required	Customer’s Billing Zip Code or Postal Code
pxyCustomerInfo.billingLocation.country	Alphabetical	Required	Customer’s Billing Country

API Endpoint URL:

https://[HPCI_API_HOSTENAME]/iSynSApp/paymentAuth.action

API Request Body:

apiVersion=1.0.1&apiType=pxyhpci&userName=[APIuserName]&userPassKey=[APIPassKey]&pxyCreditCard.creditCardNumber=[CreditCardToken]&pxyCreditCard.cardCodeVerification=[CVVToken]&pxyCreditCard.expirationMonth=[ExpiryMonth]&pxyCreditCard.expirationYear=[ExpiryYear]&pxyTransaction.txnCurISO=[Currency]&pxyTransaction.txnAmount=[Amount]&pxyTransaction.merchantRefId=[UniqueMerchantRefID]&pxyTransaction.txnPayName=[ProfileName]&pxyTransaction.txnComment=[ShortComment]&pxyCustomerInfo.billingLocation.firstName=[CustomerFirstName]&pxyCustomerInfo.billingLocation.lastName=[CustomerLastName]&pxyCustomerInfo.billingLocation.address=[BillingStreetAddress]&pxyCustomerInfo.billingLocation.city=[BillingCity]&pxyCustomerInfo.billingLocation.state=[State/Province]&pxyCustomerInfo.billingLocation.zipCode=[ZipCode/PostalCode]&pxyCustomerInfo.billingLocation.country=[Country]&pxyCustomerInfo.shippingLocation.firstName=[ShippingFirstName]&pxyCustomerInfo.shippingLocation.lastName=[ShippingLastName]&pxyCustomerInfo.shippingLocation.address=[ShippingStreetAddress]&pxyCustomerInfo.shippingLocation.city=[ShippingCity]&pxyCustomerInfo.shippingLocation.state=[ShippingState/Province]&pxyCustomerInfo.shippingLocation.zipCode=[ShippingZipCode/PostalCode]&pxyCustomerInfo.shippingLocation.country=[ShippingCountry]&pxyCustomerInfo.sessionId=[WorldpaySessionId]