Chase Paymentech

About Chase Paymentech:

Chase Paymentech is the payment processing and merchant acquiring business of JPMorgan Chase (NYSE: JPM). Paymentech payment platforms support businesses of all sizes to process payments, including credit, debit, and digital, alternative, mobile payment options. Since 2006, Paymentech has been consistently ranked as the number one payment processor by Internet Retailer (Top 500 Guide). Paymentech can authorize payment transactions in more than 130 currencies. The company also provides business analytics, payment fraud detection, and data security solutions.

In 2012, Chase Paymentech processed 29.5 billion transactions with a value of $655.2 billion.

Implemented Features:

Feature Level of Support
Auth Implemented
Sale (Auth+Capture) Implemented
Capture Implemented
Void Implemented
Credit Implemented
3D Secure Implemented
Gateway Tokenization Implemented
Credentials on FIle Implemented

Authentication and Security Credentials:

  • Merchant ID
  • Bin
  • Terminal ID

In order for Payments to be delivered to Chase clients have to whitelist our Submitter ID on your merchant account.

Submitter ID: 980491

Supported Parameters: 

Key Name Format Mandatory Descriptions
apiVersion Numerical Required “1.0.1”
apiType Alphabetical Required “pxyhpci”
userName Alphanumeric Required API Username
userPassKey Alphanumeric Required API PassKey
pxyCreditCard.creditCardNumber Numerical Required HostedPCI Token Representing Credit Card
pxy.CreditCard.cardCodeVerification Numerical Optional HostedPCI Token Representing CVV Code
pxyCreditCard.expirationMonth Numerical Required Expiration month with 2 digits for example, for December use “12”
pxyCreditCard.expirationYear Numerical Required Expiration year with 4 digits for example, for 2025, use “2025”
pxyTransaction.txnCurISO Alphabetical Required 3 letter ISO Currency Code for example, “USD” or “CAD”
pxyTransaction.txnAmount Numerical Required Amount to Authorize, for example for $10.50 use 10.50
pxyTransaction.merchantRefId Numerical Required Merchant reference number can be order id or invoice id
pxyTransaction.txnPayName Alphanumeric Required HostedPCI payment profile name, for example “DEF”
pxyTransaction.txnComment Alphabetical Optional Short comment
pxyCustomerInfo.billingLocation.firstName Alphabetical Optional Customer’s First Name
pxyCustomerInfo.billingLocation.lastName Alphabetical Optional Customer’s Last Name
pxyCustomerInfo.email Alphanumeric Optional Customer’s Email Address
pxyOrder.description Alphabetical Optional Description
pxyCustomerInfo.billingLocation.phoneNumber Numerical Optional Billing Phone Number
pxyCustomerInfo.billingLocation.address Alphanumeric Optional Customer’s Billing Address
pxyCustomerInfo.billingLocation.address2 Alphanumeric Optional Secondary Billing Address
pxyCustomerInfo.billingLocation.city Alphabetical Optional Customer’s Billing City
pxyCustomerInfo.billingLocation.state Alphabetical Optional Customer’s Billing State or Province
pxyCustomerInfo.billingLocation.zipCode Numerical Optional Customer’s Billing Zip Code or Postal Code
pxyCustomerInfo.billingLocation.country Alphabetical Optional Customer’s Billing Country
pxyOrder.shippingReference Alphanumeric Optional Shipping Reference

API Endpoint URL:

https://[HPCI_API_HOSTENAME]/iSynSApp/paymentAuth.action

API Request Body:

apiVersion=1.0.1&apiType=pxyhpci&userName=[APIuserName]&userPassKey=[APIPassKey]&pxyCreditCard.creditCardNumber=[CreditCardToken]&pxyCreditCard.cardCodeVerification=[CVVToken]&pxyCreditCard.expirationMonth=[ExpiryMonth]&pxyCreditCard.expirationYear=[ExpiryYear]&pxyTransaction.txnCurISO=[Currency]&pxyTransaction.txnAmount=[Amount]&pxyTransaction.merchantRefId=[UniqueMerchantRefID]&pxyTransaction.txnPayName=[ProfileName]&pxyTransaction.txnComment=[ShortComment]&pxyCustomerInfo.billingLocation.firstName=[CustomerFirstName]&pxyCustomerInfo.billingLocation.lastName=[CustomerLastName]&pxyCustomerInfo.billingLocation.address=[BillingStreetAddress]&pxyCustomerInfo.billingLocation.city=[BillingCity]&pxyCustomerInfo.billingLocation.state=[State/Province]&pxyCustomerInfo.billingLocation.zipCode=[ZipCode/PostalCode]&pxyCustomerInfo.billingLocation.country=[Country]&pxyCustomerInfo.shippingLocation.firstName=[ShippingFirstName]&pxyCustomerInfo.shippingLocation.lastName=[ShippingLastName]&pxyCustomerInfo.shippingLocation.address=[ShippingStreetAddress]&pxyCustomerInfo.shippingLocation.city=[ShippingCity]&pxyCustomerInfo.shippingLocation.state=[ShippingState/Province]&pxyCustomerInfo.shippingLocation.zipCode=[ShippingZipCode/PostalCode]&pxyCustomerInfo.shippingLocation.country=[ShippingCountry]

Chase Paymentech 3DS implementation with Cardinal Commerce

Chase Paymentech has been implemented with Cardinal Commerce for 3DS pass-through Authentication.

In Order to implemented 3DS Authentication with Chase Paymentech follow the Cardinal Commerce 3D Secure documentation page.

The parameters listed on the page are required along with the mandatory AUTH transaction parameters to make a successful 3DSecure transaction.

Chase Paymentech 3DS 1.0 Required Parameters

PARAMETER VALUES
pxyThreeDSecAuth.authSessionID [cruiseSessionId returned within threeDSValuesObj in hpciSiteSuccessHandlerV4 and later versions]
pxyThreeDSecAuth.authOrderId [threeDSOrderId returned within threeDSValuesObj in hpciSiteSuccessHandlerV4 and later versions]
pxyThreeDSecAuth.actionName [verifyenroll]
pxyTransaction.txnPayName [3ds payment profile name]

Chase Paymentech Gateway Tokenization

Parameters Required for Gateway Tokenization:
PARAMETERS VALUE
pxyCreditCard.creditCardNumber [HostedPCI Token]
pxyCreditCard.cardCodeVerification [HostedPCI CVV place holder]
pxyCreditCard.expirationMonth [Credit Card expire month]
pxyCreditCard.expirationYear [Credit Card expire year]
pxyTransaction.txnPayName [Profile Name provided by HostedPCI]
pxyCustomerInfo.billingLocation.firstName [Client’s first name as it appears on the card]
pxyCustomerInfo.billingLocation.lastName [Client’s last name as it appears on the card]
Chase Paymentech Gateway Tokenization API Call
Request:
pxyCreditCard.creditCardNumber=4444000015201111&apiVersion=1.0.1&userPassKey=[APIPasskey]&pxyCreditCard.expirationMonth=09&pxyCreditCard.expirationYear=2022&pxyCustomerInfo.billingLocation.lastName=Customer&pxyCustomerInfo.billingLocation.firstName=Test&userName=[APIUsername]&pxyCreditCard.cardCodeVerification=200&pxyTransaction.txnPayName=DEF_CHASE&apiType=pxyhpci
Response:
status=success&operId=&tokenId=583540704&mappedCC=4444000015201111&ccBIN=&pxyResponse.threeDSEnrolled=&pxyResponse.threeDSAcsUrl=&pxyResponse.threeDSErrorDesc=&pxyResponse.processorRefId=&pxyResponse.processorType=ponResponse&pxyResponse.threeDSMessageId=&pxyResponse.threeDSSessionId=&pxyResponse.cardOnFileIssuerId=&pxyResponse.mappedParams=txnResponse.ccTypeEst%3DVISA&pxyResponse.threeDSARS=&pxyResponse.threeDSOrderId=&pxyResponse.gatewayToken.status=&pxyResponse.responseStatus.name=&pxyResponse.responseAVS2=&pxyResponse.responseStatus=approved&pxyResponse.gatewayToken=117423672&pxyResponse.responseAVS1=&pxyResponse.responseAVS4=&pxyResponse.responseStatus.description=Profile+Request+Processed&pxyResponse.threeDSCAVV=&pxyResponse.responseAVS3=&pxyResponse.gatewayToken.fullNativeResp=&pxyResponse.threeDSXid=&pxyResponse.threeDSProtoVersion=&pxyResponse.responseStatus.reasonCode=A&pxyResponse.threeDSPARequest=&pxyResponse.responseCVV1=&pxyResponse.threeDSECI=&pxyResponse.responseCVV2=&pxyResponse.fullNativeResp=CustomerState%3D%26SwitchSoloStartDate%3D%26CustomerZIP%3D%26SwitchSoloIssueNum%3D%26CustomerMerchantID%3D700000203057%26CCExpireDate%3D0922%26ProfileProcStatus%3D0%26CustomerPhone%3D%26ECPAccountType%3D%26ECPBankPmtDlv%3D%26Status%3DA%26isGood%3DY%26CTIAffluentCard%3D%26CTIPINlessDebitCard%3D%26AVSCode%3D%26ECPAccountDDA%3D%26CVV2ResponseCode%3D%26CTISignatureDebitCard%3D%26CTIIssuingCountry%3D%26AccountUpdaterEligibility%3DN%26CTILevel3Eligible%3D%26CustomerAccountType%3DCC%26Message%3DProfile%2BRequest%2BProcessed%26TxRefNum%3D%26CustomerProfileAction%3DCREATE%26CustomerProfileMessage%3DProfile%2BRequest%2BProcessed%26CCAccountNum%3D444433XXXXXX1111%26isError%3DN%26OrderDefaultDescription%3D%26CustomerEmail%3D%26RespTime%3D%26CustomerAddress2%3D%26CustomerName%3DTEST%2BCUSTOMER%26isApproved%3DY%26CustomerProfileOrderOverrideInd%3DNO%26CTICommercialCard%3D%26CustomerAddress1%3D%26CustomerBin%3D000002%26isQuickResponse%3DN%26ResponseCode%3D%26AuthCode%3D%26CustomerCity%3D%26ECPAccountRT%3D%26CTIHealthcareCard%3D%26CTIPrepaidCard%3D%26OrderDefaultAmount%3D%26isDeclined%3DN%26CTIPayrollCard%3D%26CustomerRefNum%3D117423672%26CTIDurbinExemption%3D&pxyResponse.threeDSAcsPageData=&pxyResponse.gatewaySubToken2=&pxyResponse.threeDSTransactionId=&pxyResponse.gatewaySubToken1=&pxyResponse.gatewaySubToken3=&pxyResponse.merchantRefId=&pxyResponse.threeDSErrorId=&pxyResponse.txnPayName=DEF_CHASE&pxyResponse.responseStatus.code=&pxyResponse.threeDSSRS=