HostedPCI understands that not every Merchant has the ability to change their entire collection process in order to support our iFrame however would still like to reduce their PCI scope by not storing the credit card data. In order to cater to these needs HostedPCI provides the ability to tokenize a credit card through an API after it has been collected by the Merchant. This service allows Merchants to keep their checkout page without the need to store or exchange the credit card after it has been collected.

Once the clients have collected the credit cards through their own checkout pages or over the phone they send this information to HostedPCI via an API call. HostedPCI then replaces the PAN with desentized tokens that share the first 4 and last 4 digits of the credit card and the other 8 digits randomly selected. This combination can be customised according to the clients needs. Once the tokens are generated they are then sent to the designated internal system as decided by the clients while the original credit card PAN data is stored securely in HostedPCI’s vault. Each client gets their own designated vault.

By utilising our API Tokenization solution, the clients are able to reduce their PCI scope since they do not store the credit card data within their environment. If you would like to know more about this solution you can contact us either by phone or fill up our contact form and we will get back to you.

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