Custom 3DS Flows for Enterprise Payments: Balancing Security, Flexibility, and Customer Experience
Enterprises with complex payment journeys especially in industries like travel, tourism, and subscriptions need more than a standard checkout solution. When it comes to payment authentication, 3D Secure (3DS) is essential for reducing fraud and ensuring compliance, but rigid implementations can disrupt the user experience or break operational flows. HostedPCI offers a different approach: custom 3DS flows built around your infrastructure, not ours.
Why Enterprises Need Custom 3DS
Out-of-the-box 3DS implementations often force a one-size-fits-all approach that doesn’t work for businesses with:
- Multi-step or API-driven checkout flows
- Multiple gateways and acquirers
- Recurring billing or subscription models
- High transaction volumes across international markets
In these environments, flexibility and control are critical. At HostedPCI, we give enterprises the tools to trigger and control 3DS authentication based on their own logic and flow. We empower your team to define how, when, and where authentication happens, ensuring you meet PCI DSS compliance without compromising speed or experience.
The Bottom Line
Enterprise payment flows are rarely simple and your 3DS setup shouldn’t be either. HostedPCI enables flexible, customizable 3D Secure authentication that fits your infrastructure, scales with your business, and keeps fraud in check. If you’re building enterprise-grade payment experiences and need authentication that adapts not obstructs HostedPCI is ready to help.