The HostedPCI iFrame solution allows merchants to collect their customers’ credit card information on their own checkout page without being redirected to a third-party payment page. The HostedPCI iFrame is an embedded HTML document that can be installed easily on any website and it allows merchants to take control of their checkout process and maintain their customer experience.
This solution is Level 1 PCI compliant.
It is an extremely flexible solution that can be designed according to the merchant’s current website so that it seamlessly integrates with the rest of the website.
Since excellent customer service is the epicenter of our solutions, our IVR solution is the same. Unlike the IVR solutions that are available HostedPCI’s IVR solution allows the customer representative to remain online while the customer goes through the process of entering the credit card information. With this solution, merchants can deliver a high level of customer service, remain secure, and reduce their PCI scope all at the same time.
HostedPCI’s IVR is easily implemented by using an API call that connects to a company’s interface. When the customer service representative enters the customers credit card information in real time our IVR solution tokenizes the details. This secure three way call allows the representative to process the customer’s payment and simultaneously store the information with our IVR solution while remaining 100% PCI compliant, without the customer having to hold the line. The HostedPCI IVR integrates directly with our Payment Vault Tokenization Solution and makes it easier than ever to ensure credit card security.
HostedPCI provides API tokenization for merchants who are not able to change their collection process of the credit card however would like to reduce their PCI scope by not storing or exchanging the real credit card. This solution allows merchants to collect the credit card within their own webpage and or over the phone without changing their entire collections flow and then send the credit card PAN through the API tokenization in order to retrieve a token and continue processing credit cards securely through the HostedPCI Payment API.
The HostedPCI tokenization and payment vaulting services are the core of the business that we provide to our merchants for all of their online payment needs. The tokenization process replaces the credit card PAN with a secure token. The token is 16 digits in length and also keeps the first four and last four digits of the card to make it easier for Merchants to verify a customer’s card. The real credit card is then stored within a HostedPCI secure vault. Each merchant receives their own staging vault and live vault to keep their information separate from all other merchants.
The HostedPCI tokenization process is done either on the browser side using the iFrame or through the IVR over the phone. Both processes take place within the HostedPCI environment reducing the merchants’ overall PCI scope by removing the collection and storage from the checkout process. Once the credit card is tokenized the real credit card is then put into a designated vault for that specific merchant.
Over the last few years, many countries around the world have increased the security protocols regarding the storing of personal information. HostedPCI’s new Data Residency solution will provide the merchants with the ability to select which data center their data resides in around the world. Currently, HostedPCI has 4 Data Centres around the world and they are located in Canada, United States, Australia and Europe. Merchants also have the ability to choose whether their data is stored with Amazon Web Services or Google Cloud Platform.